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xobank.cash
01Docs

Build on xobank.

Guides for the BAPARA protocol, xo Money API, webhooks and rail integrations.

BAPARA protocol

x402 + budgets + AP2. Full spec, SDKs and facilitator reference.

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xo Money API

Programmatic access to accounts, transfers, cards and webhooks.

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Card issuing

Provision physical and virtual cards. Freeze, top-up, PIN.

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Rail integrations

PIX, SPEI, SEPA, ACH — with idempotency, retries and receipt formats.

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Webhooks

Signed delivery, replay windows, ordered vs unordered streams.

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Facilitator reference

Run your own facilitator in Fastify + viem in <200 LOC.

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