01Pricing
Simple. Transparent. Displayed before you sign.
One line per rail. One fee per convert. No spread hidden in the exchange rate.
personal
Personal
$0/ mo
- Multi-currency vault (8 assets)
- PIX, SPEI, SEPA, ACH · free
- USDC on Base & Solana · $0.001
- 2 free ATM/mo (then $2)
- xo Standard card
- 0.35% FX on mid-market
Most loved
creators
Creators
$9/ mo
- Everything in Personal
- Connect 12+ creator platforms
- Auto tax vault
- Sponsor invoicing
- xo Gold card
- Cross-platform analytics
business
Business
$29/ member / mo
- Unlimited virtual cards
- ERP sync (Xero, QB, NetSuite)
- USDC treasury · 4.8% APY
- Multi-entity ledgers
- xo Onyx cards for admins
- SSO · SCIM
enterprise
Enterprise
Custom
- Everything in Business
- Dedicated facilitator (bankai)
- Custom rails & corridors
- On-prem key custody
- xo Titanium concierge
- ISO 20022 pacs.008 direct
Pricing
See fees for your corridor.
Enter an amount and a destination. We show you every rail, every fee, every latency in one screen.